Introduction
Welcome to ASHFAQ TECHNOLOGY SOLUTION (SMC-PRIVATE). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment gateway services (“Service”) through our website, mobile application, or partner platforms in Pakistan.
Information We Collect
We may collect the following types of information:
A. Personal Information
Full name
CNIC or passport number
Mobile number
Email address
Billing address and shipping address
B. Financial Information
Bank account details
Debit/credit card numbers (securely tokenized)
Transaction details (amount, time, merchant, etc.)
C. Technical Information
IP address
Device identifiers
Browser type and version
Operating system and location data
D. Cookies and Tracking
We use cookies and similar technologies to enhance your user experience and analyze service usage. You may disable cookies in your browser, but some features may not work properly.
How We Use Your Information
We use your information to:
Process and verify payments securely
Prevent fraud, unauthorized access, or illegal activities
Comply with SBP (State Bank of Pakistan) regulations and anti-money laundering (AML) laws
Improve our services and customer support
Send you transaction notifications and account updates
Conduct audits, compliance checks, and risk management
Data Sharing and Disclosure
We do not sell or rent your personal information.
However, we may share it with:
Partner Banks & Financial Institutions – to process your transactions.
Regulatory Authorities (e.g., SBP, FIA, PTA) – as required by Pakistani law.
Service Providers – who assist in hosting, analytics, and fraud detection (bound by confidentiality agreements).
Data Storage and Security
We store your information on secure servers located in Pakistan and/or internationally, following PCI DSS and ISO 27001 standards.
We use encryption (SSL/TLS), firewalls, and access controls to protect your data.
In case of a data breach, we will notify affected users and authorities within a reasonable timeframe as required by law.
Your Rights
You have the right to:
Access, correct, or delete your personal data
Withdraw consent at any time (subject to legal and contractual restrictions)
Request a copy of your data in a portable format
To exercise your rights, contact us at:
ashfaqtechsolution@gmail.com
+923330224328
Data Retention
We retain personal and transactional data for at least 5 years (as required by the State Bank of Pakistan and FIA regulations) or longer if required for legal, compliance, or dispute resolution purposes.
Third-Party Links
Our website or mobile app may contain links to third-party websites. We are not responsible for their content or privacy practices. Please review their privacy policies before using their services.
Children’s Privacy
Our services are not intended for minors under 18 years of age. We do not knowingly collect data from minors.
Changes to This Policy
We may update this Privacy Policy periodically. Updates will be posted on our website with a revised “Effective Date.” Your continued use of our services means you accept these changes.
Contact Us
If you have any questions or concerns regarding this Privacy Policy, please contact us at:
ASHFAQ TECHNOLOGY SOLUTION (SMC-PRIVATE)
STREET NO 3 BLOCK F NEAR BILAL HOTEL KHYBER CHOWK ITTEHAD TWON BALDIA TOWN KARACHI WEST ashfaqtechsolution@gmail.com +923330224328
https://previewwaypay.com/
